Real Estate for sale 8594 S Bingham View Dr West Jordan, UT 84088

Real Estate for sale 431 1100 Alpine, UT 84004 .98 Acre ib 1100 E, Alpine Utah

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Real Estate for sale 8594 S Bingham View Dr West Jordan, UT 84088

FHA LOANS- YOU NEED TO KNOW THE RULES.....
       (SO HELPFUL INFO) 

The Federal Housing Administration (FHA) of the U.S. Department of Housing and Urban Development (HUD) requires that properties financed by the FHA meet its minimum standards of safety, security, and soundness. To comply with these FHA standards, the following are some of the common repairs that are required by FHA appraisers (and some repairs that are not required). Please note: These lists are not exhaustive, and appraisals are subject to the appraiser’s opinion and/or the underwriter’s decision.

Some common repairs that ARE REQUIRED Peeling paint in homes built before 1978.  Downspouts and broken rain gutters. A rotting shed or other out-building in need of demolition.  Exterior doors that do not properly close and open. Exposed wiring and uncovered junction boxes. Major plumbing issues and leaks. Inoperable HVAC systems. Leaky or defective roofs; roofs with a life expectancy of less than 3 years; composition over shake. Active and visible pest infestation. Rotting window sills, eaves, and support columns on a porch. Missing or inoperable built-in appliances that usually are sold with a home, such as a stove. Basically the home must have a functional kitchen. Bedrooms without minimize-sized windows or bedroom windows with bars that do not release. Replace with proper ingress and egress. Foundation or structural defects. Presence of moisture in basement. Evidence of present or past standing water in the crawl space. Empty swimming pools, pools without a working pump, and pools with mosquito fish. The pool must be repaired or demolished. Ripped or missing screens, if no air conditioning is present. No pressure relief valve or seismic strap on water heater. Fence that is in disrepair (leaning, broken, etc.). Some repairs that are NOT REQUIRED Cracked glass in windows. Minor plumbing defects such as a dripping faucet. Missing handrails. Worn out carpeting or defective floor finishes. Testing of wells, unless required by local jurisdictions or water is suspected of contamination. CALL ME TODAY for more information about FHA-required repairs.  COLLEEN SANTOS HOMESMART ADVANTAGE CELL: 801-319-8915 REALTOR that knows you want to be informed. So excited that I know how to keep you updated!

             SUCCESSFUL- OPEN HOUSE

 Many lead generation techniques require a significant time investment, but open houses can quickly generate warm leads. More importantly, open houses provide a non-threatening forum to showcase your expertise and service as well as start conversations with prospects about their wants and needs. Everything depends on how you market the event.

Here are five ways to generate maximum traffic and leads from your next open house:

Use targeted Facebook ads. Create an ad or a boosted post with your Facebook business page. Target local buyers, and offer something of value to the first 50 people who sign up online or mention your ad.

Offer a sneak peek. Drive competition with the power of an exclusive showing. Once you have sign-ups from your ad, let prospects know you can provide an advance showing before the event is open to the public.

Invite the neighbors. Stop thinking of them as nosy neighbors, and start thinking of them as more foot traffic. More traffic means higher perceived desire, better buzz on the house and, potentially, better offers.

Build a list. Ask visitors to sign the open house registry with their name, phone number and email. Encourage participation with a raffle, giveaway or free report to be sent a few days later.

Follow-up. Not having a follow-up plan is leaving money on the table. Call first, then drip your monthly newsletter—or try Open Home Pro with built-in follow-ups.

These tips will increase attendance at your open houses, create interest and make your time spent much more profitable!

5 Easy Ways to Save $1,000 by the Holidays
By Stacy Rapacon, Kiplinger.com

 

The season of giving can take a whole lot out of your wallet. In 2014, the National Retail Federation estimates that consumers spent an average of $460 just on gifts for their families. Pile on top of that all of the food, decorations, clothing and other presents most people splurge on for the holidays, and your budget is sure to get bloated.

Ideally, you'd have saved throughout the year in preparation for the pricey festivities. But even if holiday costs didn't creep into your budget until now, you still have time to tally up plenty of extra cash before Black Friday.

With our suggested strategies, we figure that you can cobble together more than $1,000 in extra savings, based on average costs and listed retail prices. Of course, how much you can actually save depends on your specific situation and which moves you make. Still, our examples go to show that you can save a grand in just two months with a few simple budget adjustments—whether you need the money for holiday spending or other financial goals.

1. Reshop your auto insurance.
The cost of car insurance can vary greatly for each driver, and you're likely paying more than necessary. Make sure you're getting the best deal possible by comparing plans from different insurers using tools from Insurance.com, InsWeb or Nerdwallet. Monthly rates in New Jersey for my 2004 Honda CRV, for example, range from $65 to $235 on NerdWallet. You can also work with a local independent insurance agent who can shop for you; find one through TrustedChoice.com.

You might also be able to save if you can prove you're a good driver. For example, Progressive and Allstate respectively offer trackers Snapshot and Drivewise that monitor your track record and help you save if you practice good driving habits. (Snapshot collects your driving data for 30 days before you start saving.) Progressive estimates that safe drivers can save up to 30% off their premiums. Given an average of $1,311 for car insurance costs, that can mean more than $390 in annual savings—or about $33 each month.

Two months of savings: $340 if you switch from the priciest policy to the lowest-cost alternative 

2. Eat at home.
According to the Bureau of Labor Statistics, consumers spent an average of about $2,800 on dining out in 2014—or $233 each month. Brown-bag your lunch and trade restaurant dinner dates for romantic nights this fall to cut those meal costs by two-thirds or more.

Planning and preparing your meals for the week ahead of time will help you resist the costly ease of eating out or ordering in.

Two months of estimated savings: $310+

3. Drive less.
Leave your car in the garage on workdays throughout the fall to cut daily costs on parking, gas, tolls and even the occasional ticket. If your daily commute is 10 miles round-trip and you spend $20 for daily parking (the average monthly parking rate in New York City, for example, is $445), we estimate that you can save $24.75 a day by biking instead of driving to work. Even if your savings are, say, a more modest $20 per day and if you only opt to cycle into work every other day, the savings can really add up. Carpooling and public transportation are other options, albeit with their own costs.

Two months of estimated savings: $200+ via 10 car-free commutes

4. Cut the cable cord.
You don't need to pay for cable to enjoy watching television. Most of your favorite shows are likely available online or through streaming services for little to no cost. According to the Federal Communications Commission, the average price for expanded basic cable TV service is $66 a month. But many network sites share top shows for free the day after they air. Or you can subscribe to a streaming service, such as Amazon Prime, Hulu Plus or Netflix, to get access to whole libraries of shows and movies for $8 to $9 a month. If you must watch live, you can access more than 20 channels—including AMC, the Disney channel and ESPN—and still save by using Sling TV for $20 a month.

Two months of savings: $132

5. Trim your cell phone bill.
Leaving your mainstream wireless carrier can save you a bundle. With Straight Talk Wireless, you can get a 30-day cell-phone plan for just $45 that includes unlimited talk, texts and data. By comparison, Verizon offers no such limitless plan, but does have a 12GB data option, which the company deems suitable for what it calls "big-time data users," for $80 a month that includes unlimited talk and text.

Two months of savings: $70

TOTAL POTENTIAL SAVINGS: $1,052+

Reprinted with permission. All Contents ©2015 The Kiplinger Washington Editors. Kiplinger.com.

How to Read More Books

 

Reading is enjoyable and good for your health, increasing blood flow to your brain, improving cognitive function and, according to one studyby Stanford University, making you calmer and more empathetic. Here are seven tips to renew your reading regimen today:

Set a goal: Quantify your ambition (how many books in a certain timeframe). With a free account at Goodreads you can keep track of your book list, set goals and get Facebook friends to join in!

Try a theme: Dive deep into a single topic, author or field of study. Find hundreds of themed reading lists online, like this one.

Schedule nonnegotiable time: Set a block of time just for reading. Use your planner, set an alarm and commit to it.

Create a sanctuary: You don't need an entire reading room, just a space that's free of distractions. Make sure it's comfortable, lit well and somewhere you can leave books-in-progress.

Start a book club: Make the event part of a monthly lunch date, evening at a coffee shop or hosted at home with snacks. You don't have to make it highbrow—just a regular reading deadline and people to talk with about the book.

Pick your favorite format: The battle between e-books versus paper books rages on, and both sides have something to offer. If you spend the day on a computer, traditional books will spare eye fatigue. If small type is a torture, e-readers allow you to adjust font sizes and some e-reader covers come with a built-in light.

Visit the library: Most libraries carry the latest titles, including audiobooks. If you use an e-reader and have a library card, use the Overdrive app to virtually check out e-books and audiobooks from your local library.

Don't let yourself forget the joys of reading one minute longer. Set your reading goals today!

Source: Success.com