FHA LOANS- YOU NEED TO KNOW THE RULES.....
       (SO HELPFUL INFO) 

The Federal Housing Administration (FHA) of the U.S. Department of Housing and Urban Development (HUD) requires that properties financed by the FHA meet its minimum standards of safety, security, and soundness. To comply with these FHA standards, the following are some of the common repairs that are required by FHA appraisers (and some repairs that are not required). Please note: These lists are not exhaustive, and appraisals are subject to the appraiser’s opinion and/or the underwriter’s decision.

Some common repairs that ARE REQUIRED Peeling paint in homes built before 1978.  Downspouts and broken rain gutters. A rotting shed or other out-building in need of demolition.  Exterior doors that do not properly close and open. Exposed wiring and uncovered junction boxes. Major plumbing issues and leaks. Inoperable HVAC systems. Leaky or defective roofs; roofs with a life expectancy of less than 3 years; composition over shake. Active and visible pest infestation. Rotting window sills, eaves, and support columns on a porch. Missing or inoperable built-in appliances that usually are sold with a home, such as a stove. Basically the home must have a functional kitchen. Bedrooms without minimize-sized windows or bedroom windows with bars that do not release. Replace with proper ingress and egress. Foundation or structural defects. Presence of moisture in basement. Evidence of present or past standing water in the crawl space. Empty swimming pools, pools without a working pump, and pools with mosquito fish. The pool must be repaired or demolished. Ripped or missing screens, if no air conditioning is present. No pressure relief valve or seismic strap on water heater. Fence that is in disrepair (leaning, broken, etc.). Some repairs that are NOT REQUIRED Cracked glass in windows. Minor plumbing defects such as a dripping faucet. Missing handrails. Worn out carpeting or defective floor finishes. Testing of wells, unless required by local jurisdictions or water is suspected of contamination. CALL ME TODAY for more information about FHA-required repairs.  COLLEEN SANTOS HOMESMART ADVANTAGE CELL: 801-319-8915 REALTOR that knows you want to be informed. So excited that I know how to keep you updated!